We ONLY focus on financial planning.
ONLY is a boutique advisory practice that specializes exclusively in comprehensive financial planning services. Unlike traditional financial institutions that combine planning with investment management or product sales, ONLY operates on a fee-only, advice-centric model, ensuring that every recommendation is tailored solely to the client’s best interests.
Our team serves a diverse clientele, including executives, young professionals, growing families, retirees, small business owners, and family offices, offering customized financial roadmaps that address a wide range of needs such as:
- Retirement Planning Strategies with Advanced Retirement Cash Flow Modeling
- Estate Planning Strategies - Multi-generational Wealth Transfer
- Goals Planning – Investments, 401(k), Company Pension, Stock Options
- Asset Preservation Strategies - Risk Management and Insurance Options
- Assist Children & Grandchildren – Education, First Home Funding Strategies
- Family Finances – Emergency Fund, Healthcare Planning (HSA) Accounts, Parental Support, Identity Theft Protection
- Cash Management - Budgeting and Cash Flow
- Medicare Income-Related Monthly Adjustment Amount (IRMAA) Planning
- Social Security Planning
- Roth Conversion Planning
- Required Minimum Distribution (RMD) Planning
- Debt Management and Student Loan Strategies
- Tax-Efficient Strategies for Income, Investments and Philanthropy
- Charitable Giving
- Business Succession and Liquidity Event Planning
ONLY’s process begins with a deep discovery phase, where we work closely with clients to understand their values, goals, and financial behaviors. Using advanced planning software and scenario modeling, the team delivers clear, actionable plans that evolve with the client’s life stages and priorities.
By focusing solely on planning, ONLY can focus on the goal of building long-term trust. Clients retain full control over their assets and implementation choices, whether they prefer to manage their finances independently or work with other professionals. ONLY believes part of being a fiduciary, working in the best interest of the client, means working alongside clients’ attorneys, CPAs, and investment managers to ensure seamless coordination and execution.
ONLY’s mission is to empower individuals and families to make confident, informed financial decisions through education, transparency, and strategic guidance—without the pressure of product sales or asset management fees.
All plans are completed by a Certified Financial Planner CFP® professional.
One-size-fits-all financial blueprints? Not here.
Your goals are our goals. Regardless of your age or background, we believe people can live better lives with smart financial education and knowledge. We work closely with clients to match strategies to individual needs for every walk of life.
