Only Financial Group Serving Independent Financial Services Agents
The 21st Century Agency - Only Financial Group
 

 

 

 

 

 

 
 

Life Insurance

Has your client been Declined, Postponed, Rated or Refused?

  Lets map out a plan of action!



"Competetive Preferred Premiums for Clients Who Have Been Rated Through Table 8!"


Diabetes

Foreign Nationals

Alcohol / Drugs

Mental Disorders

Hypertension

Cancer

Stroke

Hazardous Sports

Heart Attack/ Coronary Artery Disease

Obesity

Gastrointestinal Disorders

Hepatitis A,B&C

 

We have 15 years of impaired risk experience and can help you find the best possible rating for most medical and non-medical impairments from our vast choice of carriers. We will work with you in one of two ways:
  1. We will instruct you on best how to handle specific impaired risk cases. Also, if you provide some basic medical information on your client in advance, we will be able to provide you with a fast and accurate tentative quote which you can then pass on to your client.
     
  2. If you wish, our impaired risk specialist will personally assist your client through the insuring process. This allows you to stay focused on what you do best while still making substantial money on a case you may not have been able to place or not had time to pursue. We have at our disposal:
    • all the necessary screening questionnaires
    • underwriting implications on ALL medications
    • APS guidelines
    • and necessary steps to follow with clients that have been declined or are severely impaired
We will also send you a monthly impaired risk news letter to keep you up-to-date of current trends in the industry and more!
 
Please contact us and learn how we can help you to be more effective at placing your current and future impaired risk business or any declines.

  "So the next time life sends you a headache. Send it to us!"

Call Toll Free

Brad Howard

866-INS-ONLY (467-6659), ext.108

 bradh@onlyfinancialgroup.com

OFG Impaired Risk Specialist


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Only Financial Group
a subsidiary of OnlyNet, Inc.