SEATTLE, WA. – (May 12, 2004)

Only Financial Group (OFG), a national Internet marketing organization and lead generator in the life insurance industry is experiencing record response and revenues as a result of a new innovation it calls "Digital Insurance Agents."

Digital Insurance Agents are life insurance agents located across the country who work with OFG from their home or office via the Internet converting consumer lead requests for life coverage to term insurance policies. These agents are brokers for OFG who are appointed with a variety of life insurance carriers. OFG delivers real-time lead prospects to its agents who then use state-of-the-art lead management systems and services to track, process and close new term life insurance policies in a way, and at a volume unseen in the life insurance industry.

"The way we have structured our Digital Insurance Agents program allows for these agents to be independent and entrepreneurial without the risks of starting their own brick and mortar agency," said Pat Wedeking, CEO of Only Financial Group. "It is a complete turn-key opportunity. We provide our Digital Insurance Agents with leads as well as all of the training and resources they need to close each piece of new business. We believe that our Digital Insurance Agents are provided with greater support, training and revenue opportunities than if they worked in a traditional agency environment."

In addition to receiving leads generated through OFG's consumer Web sites such as www.InsuranceOnly.com, and www.TermOnly.com, Digital Insurance Agents are provided with LeadBoss - OFG's online support system that manages the entire life insurance sales process from lead distribution to policy delivery. Digital Insurance Agents also receive extensive training when joining OFG as well as monthly training updates, ongoing support services and a winning family environment.

OFG's collective production from these services more than tripled in 2003. Wedeking credits OFG's creation of Digital Insurance Agents with providing a huge boost to the company's record 2003 gross revenues.

"Since we began our Digital Insurance Agent program last year, we and our family of Digital Insurance Agents have enjoyed a significant boost in revenue." said Wedeking. "During this time our Digital Insurance Agents have been very successful in selling high volumes of life insurance and we've been able to offer them top commission levels."

Since staring the program in 2003, OFG has signed more than 200 Digital Insurance Agents representing all 50 states. The company anticipates adding several hundred more over the next few years and establishing their Digital Insurance Agents as the highest producing agents in the life insurance industry.

Founded in Seattle, Washington in 1998, Only Financial Group is a subsidiary of InsuranceOnly, Inc. OFG provides its nationwide network of agencies and Digital Insurance Agents with leads, compensation, technology, and agency support services. The thousands of leads and application requests provided to OFG members are provided by InsurnanceOnly, Inc. through its proprietary Web sites such as www.TermOnly.com and www.InsuranceOnly.com and www.AnnuityOnly.com. Only Financial Group provides these leads to its brokers along with technology and other business support services designed to increase sales and processing efficiency.

For more information call Brad Howard at 866-INS-ONLY x108 for an interview regarding the benefits of affiliation with Only Financial Group. Information is also available at www.OnlyFinancialGroup.com.